With the 203k Renovation Loan Program you can purchase a home that needs renovation and

• Get the money to make Renovations

• Get a Great Home with Improvements

203k loans helps you take advantage of today's low prices and low interest rates!

Why is the 203k Loan program so Special and what are the Benefits to the 203K Home Buyer?

Just fill out the easy form and receive your No Cost No Obligation 203K Consultation TODAY!

Are you interested in a fantastic way to buy a new home that is "priced right" but in need of minor repairs or updates.

The 203k is a program designed to help home buyers purchase a home that needs repairs at a great price and create value while making the necessary improvements We are experts in finding and funding 203k Renovation Loan Projects and we are here to help you. Just fill out the easy

You can combine the 203k Renovation Loan with an Energy Efficient Mortgage (EEM)The Energy Efficient Mortgage EEM program may be used in conjunction with the 203k Renovation Loan program.

The amounts permissible under the EEM program—as well as the qualifying requirements—are in addition to those available under the 203k Renovation Loan and, thus, combined may exceed the $35,000 203k Renovation Loan repair cost limit. Both the cost of EEM improvements as well as weatherization items (not to exceed $2,000) may be added to the total loan amount.

The 203k Renovation loan home buyer will select the contractor who will provide estimates for work to be done. The Lender reviews the proposed work plan and cost estimates to ensure the planned work meets all program and repair recommendations as noted on the report.

The 203k Rehabilitation Loan program offers borrowers the resources to rehabilitate a home that may be in need of repair, either the home that they currently live in, or that special fixer-upper opportunity. One single loan is used to pay for the purchase or refinance and the cost of renovating the home.

The U.S. Department of Housing and Urban Development (HUD), FHA 203K Renovation Loan program has already provided many buyers with the funds necessary to buy their first home, buy a home with the extra room they need for their family or even greatly improve a current home. The FHA 203K Renovation loan is available to borrowers of all income levels, to homeowners who plan to occupy the house, and for homes with one to four units.

203K Renovation Loan Eligible Borrowers
1. Owner Occupants - Purchase - Refinance
2. Non- Profits
3. Investors NOT allowed

Types of 203K Renovation Loans
1. 30 or 15 year fixed rates
2. One year ARMS

203k Renovation Loan Eligible Properties
1. Single family dwellings
2. Condominium
3. Townhouse
4. Mixed Use (Storefront)
5. 1-4 Unit buildings- you can increase or decrease the number of units with this loan.

The 203k Renovation Loan is intended for uncomplicated renovation to a home. Qualified renovations are upgrades for which plans, consultants, engineers and/or architects are not required.

- Repair/Replacement/upgrade of existing HVAC systems
- Repair/Replacement/upgrade of plumbing and electrical systems
- Repair/Replacement of roofs, gutters and downspouts
- Repair/Replacement of flooring
- Minor remodeling, such as kitchens, which does not involve structural repairs
- Painting, both exterior and interior
- Weatherization, including storm windows and doors, insulation, weather stripping, etc.
- Purchase and installation of appliances, including free-standing ranges, refrigerators, washers/dryers, dishwashers and microwave ovens
- Accessibility improvements for persons with disabilities
- Lead-based paint stabilization or abatement of lead-based paint hazards
- Repair/replace/add exterior decks, patios, porches
- Basement finishing and remodeling, which does not involve structural repairs
- Basement waterproofing
- Window and door replacements and exterior wall re-siding
- Septic system and/or well repair or replacement